Car insurance can be an annoying cost to deal with, but factors such as where you live, dashcams and adding a named driver can bring down the cost.
However, did you know your job title can often affect how much you will be paying for premiums?
Vanarama has reviewed the most expensive job titles when it comes to your car insurance in 2023.
The research was carried out on the basis of a 40-year-old “average driver” driving a VW Golf 1.5l 2020 who drives 7,600 miles per annum.
Chefs will get the worst deal, with their car insurance costing an average of £474.08 in 2023.
However, there’s clearly a discretionary towards customer-service facing roles as a whole, as bar staff and sales assistants are both second (along with social workers and traders) – with the average insurance premium costing £474.14 for the year.
In third place are firefighters and trainers, who should expect to pay an average of £473.33 for their annual insurance premium in 2023.
For trainers, this is £20 cheaper than last year however, it’s considerably more expensive than what firefighters paid last year with it being an increase of £44.67.
Additionally, on average, Vanarama’s study found that EV drivers will pay £74 more per year for car insurance than if they were driving the average petrol or diesel, a VW Golf.
Ten job titles with the most expensive car insurance costs in 2023
1. Chef - £474.08 (-£2.96 from last year)
2. Social worker - £474.14 (-£239.66)
3. Trader - £474.14 (-£11.73)
4. Bar staff - £474.14 (-£2.90)
5. Sales assistant - £474.14 (+£25.31)
6. Trainer - £473.33 (-£20.86)
7. Firefighter - £473.33 (+£44.67)
8. Nurse - £459.65 (-£47.42)
9. Journalist - £459.65 (+£22.26)
10. Hairdresser - £456.50 (-£49.40)
In discussing their methodology Vanarama said: "Following our car insurance reports in 2020 and 2021, this 2023 update finds the latest insurance costs for the same 100 job titles over the next year.
"To reduce the variables and focus on the discrepancy in premiums on job titles alone, all three reports have been created using the same average driver profile.
"This is outlined below and covers many factors such as the car being insured, location, relationship status and even where the car is kept at night. The only changes have been the average driver’s age each year and the number of no-claim years.
"In all cases, the cheapest premium available was taken from MoneySuperMarket for each job title. Data gathered November 2022."
Why are you making commenting on The National only available to subscribers?
We know there are thousands of National readers who want to debate, argue and go back and forth in the comments section of our stories. We’ve got the most informed readers in Scotland, asking each other the big questions about the future of our country.
Unfortunately, though, these important debates are being spoiled by a vocal minority of trolls who aren’t really interested in the issues, try to derail the conversations, register under fake names, and post vile abuse.
So that’s why we’ve decided to make the ability to comment only available to our paying subscribers. That way, all the trolls who post abuse on our website will have to pay if they want to join the debate – and risk a permanent ban from the account that they subscribe with.
The conversation will go back to what it should be about – people who care passionately about the issues, but disagree constructively on what we should do about them. Let’s get that debate started!
Callum Baird, Editor of The National
Comments: Our rules
We want our comments to be a lively and valuable part of our community - a place where readers can debate and engage with the most important local issues. The ability to comment on our stories is a privilege, not a right, however, and that privilege may be withdrawn if it is abused or misused.
Please report any comments that break our rules.
Read the rules hereLast Updated:
Report this comment Cancel